BEND: The Lending Protocol at the Heart of the Berachain Ecosystem Launching on October 16, 2025, BEND is a pioneering lending protocol, becoming the credit heart of the @berachain ecosystem. Tightly integrated with the unique Proof-of-Liquidity (PoL) mechanism, BEND is not just an ordinary lending platform but also a catalyst for turning idle liquidity into superior earning capital, providing double yields and BGT token rewards. Highlights of BEND +PoL Integration: Deeply connected with the Proof-of-Liquidity consensus mechanism, optimizing liquidity utilization efficiency. +Based on Morpho: Built on an advanced lending framework, ensuring maximum performance and reliability. +Isolated Risk Vaults: Smart design that isolates risks, protecting the system from cascading impacts. How Does BEND Work? 1. Lending Users deposit assets into vaults to earn attractive returns: -Supported assets: HONEY (the stablecoin of Berachain), wETH, wBTC, wBERA, sUSDe, wsrUSD, iBERA, wgBERA. -Benefits: +Interest: Fees collected from borrowers. +BGT Rewards: Additional BGT tokens received through PoL, increasing liquidity value. 2. Borrowing -Users collateralize assets (like wETH) to mint HONEY. -The system uses dynamic interest rates and requires a health factor > 1 to ensure safety, minimizing liquidation risks. 3. Liquidation -If the value of the collateral drops to a risk threshold, the vault automatically liquidates to protect the system. -The liquidator receives 5% of the loan as a reward, ensuring stability and transparency. Why is BEND Outstanding? 1.Isolated Risk Markets Each vault operates independently, preventing risk spread, creating a sustainable and safe financial system. 2.Dual Rewards -Returns from lending: Optimizing yields from loaned assets. -BGT Rewards: Encouraging staking and governance participation through BGT tokens from PoL. 3.Programmable Credit Developers can customize markets, integrate with DEX, reroute idle assets, or create new financial products like real asset-backed loans (RWA-backed loans). BEND's Vision BEND is not just a lending protocol; it is a platform that drives financial innovation within the Berachain ecosystem. With smart design, PoL integration, and flexible customization capabilities, BEND opens a new era for decentralized credit, where liquidity is optimized and profit opportunities are doubled. #berachain #bera #bend